Holiday travel can change traffic conditions and plans, but no seasonal pattern can explain the cause or legal responsibility for a particular crash.

Prepare before leaving

  • Confirm the route, expected weather and road conditions, departure plan, fuel or charge needs, vehicle condition, and a contact plan
  • Keep insurance information, registration, current emergency contacts, a charged phone, and any needed medication or mobility equipment available
  • Plan for delays without treating a schedule as more important than safe driving, rest, or instructions from responders
  • Designate who can receive an update if travel plans change or an emergency occurs

If a crash occurs, prioritize safety and facts

The North Carolina Department of Insurance’s After an Accident checklist gives current consumer guidance about safety, police reports, insurance information, witnesses, and reporting a claim. Emergency needs and directions from responders take priority over collecting information.

Keep a simple post-crash record

Note the time, location, people involved, report number, photographs or video, insurance information, witnesses, towing, medical care, and communications. Mark what was personally observed separately from what another person said.

Questions about a particular event may be considered in a Charlotte car-accident claim, which requires a fact-specific review.

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