A crash report can identify what was recorded by an officer, but it does not contain every fact or determine a claim outcome.

Request the report through the current process

The N.C. Division of Motor Vehicles’ Crash Reports page explains the current process for requesting available reports. Keep the request confirmation and the original report with its date and report number.

Track gaps as questions

  • Names, vehicle identifiers, witnesses, photographs, video, medical records, repair records, and communications that may exist outside the report
  • Details that are missing, unclear, or inconsistent, recorded with the source rather than corrected from memory
  • Dates when records were requested or received, and any agency or provider that may hold a separate record
  • Firsthand observations kept separate from statements, estimates, and conclusions

Use the report within its limits

A report may be useful context, but it does not independently resolve disputed details, coverage, medical causation, or responsibility.

Questions about a Charlotte car-accident claim require a fact-specific review.

Source