A car accident can be an overwhelming experience, not just because of the injuries and property damage, but also the paperwork and phone calls that need to be handled quickly after the accident. It can be even more daunting if you don't know what steps to take afterward, particularly with the specific personal injury laws […]
Car Accidents, Hospital Bills, and Insurance Concerns
A couple in North Carolina had to get the husband’s snakebite treated in the hospital. After being handed a heart-stopping bill for $89,000 for an 18-hour emergency stay, four vials of antivenom and other medical costs, their insurance coverage and Medicare eventually reduced the cost to about $5,400. There were more than 75 snake bites treated in WakeMed hospitals in 2020 alone.
The real question is what would this couple have done without health insurance? The cost for medical treatment, as everyone can attest, has skyrocketed. When people are injured in a car accident or through another personal injury incident, it is not unusual for their trip to the ER to cost tens of thousands of dollars.
Car accidents - First Steps
If you are injured in a car accident, the first thing to do is seek medical attention. You should not worry about the cost while getting the medical treatment that you need. If the accident was caused by another driver, their insurance should cover your expenses. In North Carolina, the minimum insurance coverage requirements are $30,000 for bodily injury of each person, $60,000 total for bodily injury for all persons in an accident and $25,000 for property damage caused by the accident.
Underinsured Motorist Coverage
These minimums may not be enough to cover all of your expenses. For example, if you are injured in an auto accident in Concord, NC caused by another driver and your medical bills total $50,000.00, if the other driver only has a $30,000.00 policy, you will owe your medical providers $20,000.00. In North Carolina, drivers are also required to carry underinsured motorists (UIM) coverage in order to help people cover this difference if needed. It is important to note that the insurance company will not provide this additional coverage if you or your attorney settle a bodily injury or property damage without the insurance company’s written consent. This is why having an experienced car accident lawyer is so important in cases like this.
Lawyers from Rosensteel Fleishman, PLLC listen to the victim’s families, because they want to minimize the stress and confusion that comes with handling medical bills, insurance claims, and auto repairs all while trying to heal from injuries or worse, grieve the loss of a family member.
Our personal injury lawyers abide by the following guidelines:
- No fee will be charged for the first meeting, wherein the client or their loved ones will speak with one of the lawyers to determine the initial details and strategies for the case.
- All communications from the client will be replied to, be it phone calls, e-mails, or letters.
- All clients will be treated with dignity and respect.
- All lawyers assigned will work to get the best possible result for the case, depending on the client’s wishes or parameters.
If you or a loved one has been injured in an automobile accident, call our office today at 704-714-1450 for a free, no-obligation consultation about your case. We are here to help you and your family navigate through the paperwork and negotiations to get the settlement you need and deserve.
Additional Insurance Medical Malpractice Personal Injury Articles
In the bustling streets of Charlotte, NC, every day is a symphony of motion. As inhabitants navigate the rhythm of life, unexpected mishaps can disrupt the harmonious flow, turning lives upside down. Such are the moments following an improper left turn car accident — a chaotic blend of confusion, stress, and a rush of questions […]
The upheaval following a car accident can alter one's life drastically. Journeying through its aftermath may seem daunting, with individuals often feeling isolated and unsure. In such situations, a beacon of guidance and wisdom, such as an attorney, can make a considerable difference. The pivotal role an attorney plays in pursuing justice can't be understated. […]
Hit-and-run accidents occur when a driver hits someone and fails to stop; the driver leaves the scene of the accident. Leaving the scene of an accident is illegal in all 50 states. Leaving the scene of the accident can result in a driver incurring criminal charges. That is in addition to any claims they may […]