Charlotte, NC Law Firm
704-714-1450
FREE CONSULTATION 24/7
Looking for a Charlotte Insurance Lawyer Near You?
Call Today!
Insurance Claim for Personal Injury in Charlotte, NC

Car Accidents, Hospital Bills, and Insurance Concerns

A couple in North Carolina had to get the husband’s snakebite treated in the hospital. After being handed a heart-stopping bill for $89,000 for an 18-hour emergency stay, four vials of antivenom and other medical costs, their insurance coverage and Medicare eventually reduced the cost to about $5,400. There were more than 75 snake bites treated in WakeMed hospitals in 2020 alone.

The real question is what would this couple have done without health insurance? The cost for medical treatment, as everyone can attest, has skyrocketed. When people are injured in a car accident or through another personal injury incident, it is not unusual for their trip to the ER to cost tens of thousands of dollars. 

Car Accidents - First Steps

If you are injured in a car accident, the first thing to do is seek medical attention. You should not worry about the cost while getting the medical treatment that you need. If the accident was caused by another driver, their insurance should cover your expenses. In North Carolina, the minimum insurance coverage requirements are $30,000 for bodily injury of each person, $60,000 total for bodily injury for all persons in an accident and $25,000 for property damage caused by the accident. 

Underinsured Motorist Coverage

These minimums may not be enough to cover all of your expenses. For example, if you are injured in an auto accident in Concord, NC caused by another driver and your medical bills total $50,000.00, if the other driver only has a $30,000.00 policy, you will owe your medical providers $20,000.00. In North Carolina, drivers are also required to carry underinsured motorists (UIM) coverage in order to help people cover this difference if needed. It is important to note that the insurance company will not provide this additional coverage if you or your attorney settle a bodily injury or property damage without the insurance company’s written consent. This is why having an experienced car accident lawyer is so important in cases like this.

Lawyers from Rosensteel Fleishman Car Accident & Injury Lawyers listen to the victim’s families, because they want to minimize the stress and confusion that comes with handling medical bills, insurance claims, and auto repairs all while trying to heal from injuries or worse, grieve the loss of a family member.

Our personal injury lawyers abide by the following guidelines:

  • No fee will be charged for the first meeting, wherein the client or their loved ones will speak with one of the lawyers to determine the initial details and strategies for the case.
  • All communications from the client will be replied to, be it phone calls, e-mails, or letters.
  • All clients will be treated with dignity and respect.
  • All lawyers assigned will work to get the best possible result for the case, depending on the client’s wishes or parameters.

If you or a loved one has been injured in an automobile accident, call our office today at 704-714-1450 for a free, no-obligation consultation about your case. We are here to help you and your family navigate through the paperwork and negotiations to get the settlement you need and deserve.

Additional Insurance Medical Malpractice Personal Injury Articles

February 19, 2024
Reasons Why Some Car Accident Cases Take Longer to Settle in North Carolina

Finding yourself in the aftermath of a car accident can be a bewildering and stressful experience. It's a time filled with uncertainty, not just about your physical recovery, but also about the financial and emotional repercussions that may follow. This is when the guidance of a knowledgeable and compassionate car accident lawyer becomes invaluable. In […]

February 19, 2024
How To Build A Strong Car Accident Case in North Carolina When You’re Not At Fault

Getting into a car accident is an overwhelming experience. Suddenly, you're faced with unexpected challenges, from physical injuries to the stress of dealing with insurance companies. It's a lot to handle on your own, especially when you're not at fault. That's where finding the right legal support comes into play. A top-ranked personal injury lawyer […]

February 19, 2024
5 Reasons You Need a Car Accident Lawyer After a Collision

Getting into a car accident is one of those things we all hope never happens to us. Yet, when it does, the aftermath can feel overwhelming. Between the paperwork, insurance calls, and, most importantly, tending to your own well-being, it's a lot to handle. That's where knowing you have someone to turn to can make […]

February 13, 2024
Charlotte, NC's Expertise: Why Choose a Local Uber Accident Lawyer Near Me?

Life can throw unexpected curves, and sometimes those curves come in the form of car accidents, especially in a bustling city like Charlotte, NC. It's a situation no one ever wants to face, but when it involves a rideshare vehicle, the complexity can increase significantly. Knowing where to turn for help can make all the […]

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram