Getting into a car accident can change your day, your plans, and sometimes even your future. Between medical bills, insurance claims, and missed work, it is easy to feel overwhelmed. Many people in Charlotte face this situation every year and are unsure of when to reach out for help. Knowing when to call a car […]
Car Accident Settlement Without Insurance
Here are some steps to take after your car accident to increase your chances of collecting compensation from the driver who was at fault. If you have no insurance, you can still collect compensation. Read on to learn how to get the best deal for settling a car accident without insurance.
North Carolina Car Accident Settlement Without Insurance
What insurance is available to pay for your injuries depends on several factors. The primary insurance is the insurance for the car that hit you. The second insurance is the driver’s insurance. The third source of insurance is typically the Under Insured Motorist coverage for the driver, owner, or passengers of the vehicle that was hit. If either of the vehicles is owned by a corporation or an individual with umbrella insurance, those may also be accessed.
In order to determine coverages, you have to get in touch with the other driver's insurance company. If you didn't get the information you needed from the other party, you'll need to contact them to make a claim. Our clients leave that process to us. That’s one advantage to hiring a law firm, you don’t have to spend your time tracking down insurance and setting up claims.
Steps to take after a car accident
1) After a car accident, you should exchange contact information with the other driver. Do not exchange cash. Instead, contact the police and have them come to the scene. Both parties will provide insurance information and other info, such as your driver's license number, license plate number, and the make, model, and color of your car. After the accident, it is important to check your vehicle for damage and potential fire hazards.
2) Document your car accident. Even if the accident is just a minor fender-bender, you should take pictures of the scene. You should also take photos of the other driver's car as well.
3) You must also determine the extent of your injuries. If you suffered neck or back injuries, they may not be apparent right away. If those types of injuries do occur, medical bills and lost wages can be considered as part of the compensation. Medical expenses include ambulance rides, doctor/surgeon fees, adaptive equipment, prescriptions, physical therapy, and other expenses that resulted from the accident.
Getting Compensation From At-fault Driver
Wondering if you can receive a car accident settlement without insurance? If the other party was at fault in the accident, you can seek compensation from the at-fault driver's insurance company. You can file a claim by filing a lawsuit, if the other driver doesn't have insurance, you can pursue the claim against your insurance. Your insurance can then pursue the other individual to pay them back for the expenses. If you have been injured in a car accident caused by an uninsured driver, the first thing you need to do is see a doctor. The next thing you should do is contact the car accident attorneys at Rosensteel Fleishman for a consultation regarding the best practices for preserving your claim.
Additional Car Accident Articles
How an Accident Law Firm Builds a Strong Injury Case
Accidents can happen in the blink of an eye, often leaving victims unsure of what to do next. Between medical bills, insurance adjusters, and lost wages, it’s easy to feel overwhelmed by the aftermath. When an accident disrupts your life, having someone experienced to guide you through the legal process can make all the difference. […]
What a Charlotte Accident Attorney Can Do After a Serious Crash
The moments after a serious car accident can feel overwhelming. Between injuries, vehicle damage, and insurance calls, most people don’t know what to do first. In times like these, having someone who understands how to guide you through the process can make all the difference. That’s where a Charlotte accident attorney can help. They work […]
How an Auto Accident Lawyer in Charlotte Handles Complex Claims
When an accident happens, it can turn an ordinary day into a confusing and stressful experience. Between dealing with medical care, vehicle repairs, and insurance companies, it’s easy to feel overwhelmed. Many people don’t realize how complex an accident claim can become until they’re in the middle of it. This is where working with an […]
