Life after a car accident often feels overwhelming. Between medical visits, dealing with insurance adjusters, and trying to get your vehicle repaired, it can be hard to know where to begin. Many people in Charlotte suddenly find themselves unsure of how to protect their rights or what steps to take next. That is why working […]
Car Accident Settlement Without Insurance
Here are some steps to take after your car accident to increase your chances of collecting compensation from the driver who was at fault. If you have no insurance, you can still collect compensation. Read on to learn how to get the best deal for settling a car accident without insurance.
North Carolina Car Accident Settlement Without Insurance
What insurance is available to pay for your injuries depends on several factors. The primary insurance is the insurance for the car that hit you. The second insurance is the driver’s insurance. The third source of insurance is typically the Under Insured Motorist coverage for the driver, owner, or passengers of the vehicle that was hit. If either of the vehicles is owned by a corporation or an individual with umbrella insurance, those may also be accessed.
In order to determine coverages, you have to get in touch with the other driver's insurance company. If you didn't get the information you needed from the other party, you'll need to contact them to make a claim. Our clients leave that process to us. That’s one advantage to hiring a law firm, you don’t have to spend your time tracking down insurance and setting up claims.
Steps to take after a car accident
1) After a car accident, you should exchange contact information with the other driver. Do not exchange cash. Instead, contact the police and have them come to the scene. Both parties will provide insurance information and other info, such as your driver's license number, license plate number, and the make, model, and color of your car. After the accident, it is important to check your vehicle for damage and potential fire hazards.
2) Document your car accident. Even if the accident is just a minor fender-bender, you should take pictures of the scene. You should also take photos of the other driver's car as well.
3) You must also determine the extent of your injuries. If you suffered neck or back injuries, they may not be apparent right away. If those types of injuries do occur, medical bills and lost wages can be considered as part of the compensation. Medical expenses include ambulance rides, doctor/surgeon fees, adaptive equipment, prescriptions, physical therapy, and other expenses that resulted from the accident.
Getting Compensation From At-fault Driver
Wondering if you can receive a car accident settlement without insurance? If the other party was at fault in the accident, you can seek compensation from the at-fault driver's insurance company. You can file a claim by filing a lawsuit, if the other driver doesn't have insurance, you can pursue the claim against your insurance. Your insurance can then pursue the other individual to pay them back for the expenses. If you have been injured in a car accident caused by an uninsured driver, the first thing you need to do is see a doctor. The next thing you should do is contact the car accident attorneys at Rosensteel Fleishman for a consultation regarding the best practices for preserving your claim.
Additional Car Accident Articles
How to Find a Car Accident Attorney in Charlotte Who Understands Your Case
After a car accident, life can change in an instant. Beyond the physical pain, people often face confusion about what comes next. Medical bills may start piling up, insurance adjusters may call constantly, and questions about who is responsible for the damages often remain unanswered. It is common to feel overwhelmed during this time, especially […]
How a Car Crash Lawyer for Broken Bones in Charlotte Can Help With Medical Bills
Car accidents are always overwhelming, but when broken bones are involved, the challenges can feel even greater. From the immediate pain to the long recovery, the financial impact often follows quickly. Medical bills pile up, time away from work creates stress, and insurance companies can make things more complicated than they should be. During such […]
Why You Need a Drunk Driving Accident Attorney in Charlotte After a Crash
Drunk driving accidents leave victims facing not just physical injuries but also emotional stress and financial uncertainty. In the aftermath of such a crash, it is common to feel overwhelmed by questions about medical bills, insurance claims, and how to hold the at-fault driver accountable. These situations can quickly become confusing, especially if the insurance […]
