The moments after losing someone in a fatal car accident often feel unreal because everything in daily life changes instantly. Even basic decisions can feel overwhelming while trying to make sense of what happened. Many people in Charlotte turn to a law firm for guidance during this difficult time because it can be helpful to […]
Car Accident Settlement Without Insurance
Here are some steps to take after your car accident to increase your chances of collecting compensation from the driver who was at fault. If you have no insurance, you can still collect compensation. Read on to learn how to get the best deal for settling a car accident without insurance.
North Carolina Car Accident Settlement Without Insurance
What insurance is available to pay for your injuries depends on several factors. The primary insurance is the insurance for the car that hit you. The second insurance is the driver’s insurance. The third source of insurance is typically the Under Insured Motorist coverage for the driver, owner, or passengers of the vehicle that was hit. If either of the vehicles is owned by a corporation or an individual with umbrella insurance, those may also be accessed.
In order to determine coverages, you have to get in touch with the other driver's insurance company. If you didn't get the information you needed from the other party, you'll need to contact them to make a claim. Our clients leave that process to us. That’s one advantage to hiring a law firm, you don’t have to spend your time tracking down insurance and setting up claims.
Steps to take after a car accident
1) After a car accident, you should exchange contact information with the other driver. Do not exchange cash. Instead, contact the police and have them come to the scene. Both parties will provide insurance information and other info, such as your driver's license number, license plate number, and the make, model, and color of your car. After the accident, it is important to check your vehicle for damage and potential fire hazards.
2) Document your car accident. Even if the accident is just a minor fender-bender, you should take pictures of the scene. You should also take photos of the other driver's car as well.
3) You must also determine the extent of your injuries. If you suffered neck or back injuries, they may not be apparent right away. If those types of injuries do occur, medical bills and lost wages can be considered as part of the compensation. Medical expenses include ambulance rides, doctor/surgeon fees, adaptive equipment, prescriptions, physical therapy, and other expenses that resulted from the accident.
Getting Compensation From At-fault Driver
Wondering if you can receive a car accident settlement without insurance? If the other party was at fault in the accident, you can seek compensation from the at-fault driver's insurance company. You can file a claim by filing a lawsuit, if the other driver doesn't have insurance, you can pursue the claim against your insurance. Your insurance can then pursue the other individual to pay them back for the expenses. If you have been injured in a car accident caused by an uninsured driver, the first thing you need to do is see a doctor. The next thing you should do is contact the car accident attorneys at Rosensteel Fleishman for a consultation regarding the best practices for preserving your claim.
Additional Car Accident Articles
How a Car Accident Attorney for Broken Arm Injuries Supports Your Recovery in Charlotte, NC
After a car accident, life can feel upside down, especially when you are dealing with a painful injury like a broken arm. The physical discomfort, the sudden changes to your daily routine, and the pressure of dealing with insurance questions can quickly become overwhelming. Many people in Charlotte face this situation each year and often […]
How a Car Accident Lawyer for Head Injuries Can Help You Build a Strong Case in Charlotte, North Carolina
After a car accident, it is completely normal to feel overwhelmed, especially when a head injury is involved. Even mild symptoms can leave you unsure of what to do next while more serious injuries may not show themselves right away. Many people in Charlotte find themselves facing medical questions, financial stress, and uncertainty about how […]
How a Car Crash Lawyer for Broken Bones in Charlotte Builds Your Case
After a serious car accident, life can quickly feel chaotic. Between dealing with injuries, insurance adjusters, and mounting bills, it’s easy to feel overwhelmed and unsure of what to do next. When broken bones are involved, the road to recovery can be long and painful, especially when your injuries prevent you from working or taking […]
