Charlotte, NC (October 24, 2026) - Rodney Ewing Quinn, 66, and Dana Asbill Osborne, 63, died after their Harley-Davidson motorcycle collided with a Honda Pilot on Moores Chapel Road in Charlotte, according to the Charlotte-Mecklenburg Police Department. Quinn was driving the motorcycle, and Osborne was his passenger.

Responders were called Saturday evening around 6:30 p.m. in the 10600 block of Moores Chapel Road near Sam Wilson Road in Mecklenburg County. CMPD, the Charlotte Fire Department and MEDIC responded. The crash forced a full closure of the road.

According to CMPD’s preliminary investigation, Honda driver Jose Salas Tzompaxtle, 36, turned left from a driveway and failed to yield to the motorcycle. Police said Quinn attempted to brake before the motorcycle struck the Honda’s left front corner. The motorcycle then fell onto its side, ejecting both occupants.

Responders found the motorcycle off the left side of the road, the damaged Honda at the scene and both motorcycle occupants unresponsive in the roadway. MEDIC pronounced Quinn and Osborne dead at the scene. Police said both were wearing DOT-approved helmets. Tzompaxtle remained at the scene and reported no injuries.

Police reported that Tzompaxtle showed signs of impairment and was arrested. He was taken to the Mecklenburg County Detention Center, charged with two counts of felony death by motor vehicle and cited for no operator’s license. Court records following the crash listed a $1 million bond.

CMPD said the investigation was ongoing in its initial account of the collision.

Insurance Limits When One Collision Takes Two Lives

Quinn and Osborne died in the same motorcycle collision. When liability insurance applies to multiple deaths from one crash, separate losses may draw on a shared coverage limit. Under a split-limit policy, the per-person limit caps payment for one person’s injuries or death, while the per-accident limit caps the combined payment for everyone harmed in that collision. Two deaths do not create two separate per-accident limits.

Those limits constrain what a policy may pay, not the extent of each person’s loss. The combined ceiling can restrict payment even when neither individual claim exceeds the per-person ceiling. A motorcycle collision attorney can review whether individual and shared limits affect the claims arising from a fatal crash.

Possible Claims After Two Fatal Losses

After a motorcycle collision takes two lives, families may need answers about both possible wrongful-death claims and the coverage available for them. We can help explain whether a claim may be available and how applicable insurance limits could affect possible compensation. Reviewing the actual policy is important before relying on an estimate of the available coverage.