Car accidents can be sudden, stressful, and overwhelming. In the moments after a crash, it’s common to feel unsure of what to do next. Medical bills, insurance calls, and damage reports can pile up quickly, and it’s easy to feel lost in the process. Having the right guidance can make all the difference in protecting […]
Car Accidents, Hospital Bills, and Insurance Concerns
A couple in North Carolina had to get the husband’s snakebite treated in the hospital. After being handed a heart-stopping bill for $89,000 for an 18-hour emergency stay, four vials of antivenom and other medical costs, their insurance coverage and Medicare eventually reduced the cost to about $5,400. There were more than 75 snake bites treated in WakeMed hospitals in 2020 alone.
The real question is what would this couple have done without health insurance? The cost for medical treatment, as everyone can attest, has skyrocketed. When people are injured in a car accident or through another personal injury incident, it is not unusual for their trip to the ER to cost tens of thousands of dollars.
Car Accidents - First Steps
If you are injured in a car accident, the first thing to do is seek medical attention. You should not worry about the cost while getting the medical treatment that you need. If the accident was caused by another driver, their insurance should cover your expenses. In North Carolina, the minimum insurance coverage requirements are $30,000 for bodily injury of each person, $60,000 total for bodily injury for all persons in an accident and $25,000 for property damage caused by the accident.
Underinsured Motorist Coverage
These minimums may not be enough to cover all of your expenses. For example, if you are injured in an auto accident in Concord, NC caused by another driver and your medical bills total $50,000.00, if the other driver only has a $30,000.00 policy, you will owe your medical providers $20,000.00. In North Carolina, drivers are also required to carry underinsured motorists (UIM) coverage in order to help people cover this difference if needed. It is important to note that the insurance company will not provide this additional coverage if you or your attorney settle a bodily injury or property damage without the insurance company’s written consent. This is why having an experienced car accident lawyer is so important in cases like this.
Lawyers from Rosensteel Fleishman Car Accident & Injury Lawyers listen to the victim’s families, because they want to minimize the stress and confusion that comes with handling medical bills, insurance claims, and auto repairs all while trying to heal from injuries or worse, grieve the loss of a family member.
Our personal injury lawyers abide by the following guidelines:
- No fee will be charged for the first meeting, wherein the client or their loved ones will speak with one of the lawyers to determine the initial details and strategies for the case.
- All communications from the client will be replied to, be it phone calls, e-mails, or letters.
- All clients will be treated with dignity and respect.
- All lawyers assigned will work to get the best possible result for the case, depending on the client’s wishes or parameters.
If you or a loved one has been injured in an automobile accident, call our office today at 704-714-1450 for a free, no-obligation consultation about your case. We are here to help you and your family navigate through the paperwork and negotiations to get the settlement you need and deserve.
Additional Insurance Medical Malpractice Personal Injury Articles
How a Motorcycle Injury Legal Consultation in Charlotte Can Protect Your Future
Being in a motorcycle accident can leave you with more questions than answers. One minute you're on the road, the next you're facing medical bills, missed work, and the emotional weight of a traumatic experience. Many people in Charlotte don’t realize that what they do—or don’t do—in the days following a crash can affect them […]
What to Do When You Need Minor Injury Legal Support in Charlotte, NC
When you’ve been hurt in an accident, even a minor one, it can leave you feeling overwhelmed. You might be unsure whether to seek medical attention or if your injuries are serious enough to warrant legal help. Many people in Charlotte face this exact situation after a car accident, slip and fall, or workplace incident. […]
When to Call a Car Accident Settlement Lawyer in Charlotte
Car accidents can happen in an instant, often leaving people unsure of what to do next. Between handling insurance companies, medical appointments, and the stress of vehicle repairs, it’s easy to feel overwhelmed. During these moments, many people don’t realize how important it is to understand their rights and options, especially when financial recovery is […]
