One of the more deplorable acts by insurance companies is visiting individuals injured in NC car accidents in the hospital. As the insurance company has absolutely no authority in determining either the scope or scale of an individual’s medical treatment there is no valid reason for the adjuster to be there. Just because the injured party was hurt by the negligence of their insured does not give the adjuster the right to be present at the hospital. The main function of the hospital visit is to begin gauging the injury claim and minimizing it. Further, many times the adjusters will take notes on the family to determine how desperate they might be to settle the case or how they might appear in court.

QUESTION

Should I let the NC insurance adjuster visit me at the hospital?

ANSWER

As a general rule our Charlotte personal injury attorneys do not allow the insurance adjusters to visit our clients at the hospital. The insurance adjuster has no legal right to visit the injured party without their permission. Many times individuals are on medication that can impair their thoughts and reasoning. Further, dealing with insurance companies can be very stressful, especially if the injured party is unsure of what to say or they are worried about damaging their claim. There is little to nothing to gain by meeting with the insurance adjuster at the hospital and as such our NC personal injury lawyers counsel against it.

Call (704) 714-1450 to make an appointment to speak with a personal injury attorney in Charlotte, or stop by the office during regular business hours. We understand that the last thing you need to do at this time is miss a doctor’s appointment or more time from work. We will schedule an appointment that meets your needs. Our lawyers handle cases for individuals across North Carolina. There is no fee for the initial consultation. Whether you call, come in the office or request a home visit you will speak directly with a NC Personal Injury Attorney who can answer your questions.